Shopify doesn't show you what failed checkouts are actually costing you. Chargebacks, fraud, RDR/Ethoca — they're blindly charging you while you're flying blind. See the real numbers. Switch to No-Bank.
Enter your numbers - we'll show you how much we can save for you.
Enter your current payment data to see exactly how much you're overpaying.
Side-by-side breakdown of the key factors that determine how much you actually keep. From transaction fees and chargeback rates to FX costs and rolling reserves — here's how No-Bank compares to Shopify Payments across every line that matters.
| Feature | Shopify | No-Bank |
|---|---|---|
| Transaction fees | 0.26 | 0.26 |
| Acquiring fees (average) | 5% | 5% |
| Payout in days | 3 | 3 |
| Failed billing (suspected fraud / don't authorize) | 10% | 1% |
| Chargeback (reduction) | 0% | 80% |
| No vertical limitation (as long as it's legal) | NO | YES |
| Onboarding time in days | 3-7 | 2-5 |
| Gradual revenue scaling needed? | YES | NO |
| Scaling of revenue limitations | YES | NO |
| Rolling Reserve | 5%-15% | Adjusted per refund/CB count (2%-10%) |
| FX-rates | 1.5%-2% | 0% when billing and payout in USD/EUR/GBP |
All figures are indicative. Actual rates depend on your business category, processing volume, and risk profile. No-Bank rolling reserve starts at 2% and adjusts downward as your chargeback and refund ratios improve.
Every month you stay on Shopify Payments, you're paying dispute fees, fraud penalties, and RDR alerts that No-Bank eliminates by default. Switch once — and stop the bleed for good.
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