Shopify doesn't show you what failed checkouts are actually costing you. Chargebacks, fraud, RDR/Ethoca — they're blindly charging you while you're flying blind. See the real numbers. Switch to NoBank.
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Enter your current payment data to see exactly how much you're overpaying.
Side-by-side breakdown of the key factors that determine how much you actually keep. From transaction fees and chargeback rates to FX costs and rolling reserves — here's how NoBank compares to Shopify Payments across every line that matters.
| Feature | Shopify | No-Bank |
|---|---|---|
| Transaction fees | 0.26 | 0.26 |
| Acquiring fees (average) | 5% | 5% |
| Payout in days | 3 | 3 |
| Failed billing (suspected fraud / don't authorize) | 10% | 1% |
| Chargeback (reduction) | 0% | 80% |
| No vertical limitation (as long as it's legal) | NO | YES |
| Onboarding time in days | 3-7 | 2-5 |
| Gradual revenue scaling needed? | YES | NO |
| Rolling Reserve | 5%-15% | Adjusted per refund/CB count (2%-10%) |
| FX-rates | 1.5%-2% | 0% when billing and payout in USD/EUR/GBP |
All figures are indicative. Actual rates depend on your business category, processing volume, and risk profile. NoBank rolling reserve starts at 2% and adjusts downward as your chargeback and refund ratios improve.
Every month you stay on Shopify Payments, you're paying dispute fees, fraud penalties, and RDR alerts that NoBank eliminates by default. Switch once — and stop the bleed for good.